Please complete the self-assesment to determine program eligibility

The following questions will help you decide if the HomeSaver Program may be right for you.

Are you a homeowner at risk of foreclosure due to at least one of the following circumstances?

  • Recent unemployment that caused or will cause you to fall behind on your mortgage payment?
  • Suffered a loss of/reduction in income through no fault of your own that caused or will cause you to fall behind on your mortgage payment?
Can you answer YES to ALL of these questions?
    1. Is your home located in the State of New Jersey?
    2. Is your home your primary residence?
    3. Is your home a one, two or three-unit residential property?
    4. Do you owe no more than $429,619 in total mortgage debt (or, if you have a two-unit or three-unit home, no more than $550,005)?
    5. Is your home the only residential real estate that you own?
    6. Are you clear at this time of any involvement in any bankruptcy application or proceeding?
    7. Is your mortgage servicer willing to participate in the Program?

If you can answer YES to ALL of the questions,
you are encouraged to apply contacting your mortgage servicer.
 


If you cannot answer YES to ALL the questions, we encourage you to learn about other New Jersey Assistance Programs that may be able to help you.

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